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Matthew Russels
By In Debt

Do I Have To Put All My Debts Into A Debt Management Plan?

Debt can be overwhelming and stressful to manage, especially when you have multiple creditors and varying interest rates. One option…
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Debt
May 15, 2025

How Do You Calculate APY From Interest Rate?

Calculating the Annual Percentage Yield (APY) from an interest rate involves considering the impact of compounding, providing a more accurate measure of the overall return. The formula for APY is (1+rn)n−1(1+nr​)n−1, where rr is the nominal interest rate (converted to…
Matthew Russels
GuidesInsurance
September 20, 2025

How Long Does Insurance Have To Bill You?

In the complex world of insurance, understanding the intricacies of billing timelines is a vital aspect of maintaining financial clarity and stability. Have you ever found yourself wondering about the timeframes insurance companies have to bill you? Whether it's health,…
Matthew Russels
Debt
June 16, 2025

Is Debt Collector Legal In Malaysia?

In the complex landscape of personal finance, debt is a reality that many individuals face. Whether it's a credit card balance, a personal loan, or a mortgage, managing debt can be challenging. In Malaysia, like in many other countries, debt…
Matthew Russels