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Matthew Russels
By In Credit

Can Your Bank Account Be Garnished In Canada?

Bank account garnishment can be a distressing prospect, as it involves the seizure of funds from your bank account to…
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Debt
July 18, 2025

How Do You Calculate APY From Interest Rate?

Calculating the Annual Percentage Yield (APY) from an interest rate involves considering the impact of compounding, providing a more accurate measure of the overall return. The formula for APY is (1+rn)n−1(1+nr​)n−1, where rr is the nominal interest rate (converted to…
Matthew Russels
Debt
July 18, 2025

Is Debt Collector Legal In Malaysia?

In the complex landscape of personal finance, debt is a reality that many individuals face. Whether it's a credit card balance, a personal loan, or a mortgage, managing debt can be challenging. In Malaysia, like in many other countries, debt…
Matthew Russels